GrowUp.Money Finance for Bharat
Authored by Niharika

Terms of Service

Terms of Service

Last Updated: January 17, 2026

Welcome to GrowUp.Money. By accessing and using this website, you agree to be bound by these Terms of Service.

Educational Purpose Only

GrowUp.Money provides financial calculators and educational content for informational and educational purposes only. 

IMPORTANT: The tools and information on this site:
- Are NOT financial advice
- Are NOT investment recommendations
- Should NOT be the sole basis for financial decisions
- Are general in nature and may not suit your specific situation

No Advisory Relationship

Using GrowUp.Money does NOT create an advisor-client relationship. We are NOT:
- SEBI Registered Investment Advisors
- Certified Financial Planners
- Tax Consultants
- Legal Advisors

We strongly recommend consulting a SEBI Registered Investment Advisor before making any financial commitments.

Accuracy Disclaimer

While we strive for accuracy, GrowUp.Money:
- Provides calculations based on standard formulas
- Cannot guarantee 100% accuracy of results
- May contain errors or outdated information
- Should be verified with official sources

All calculations are indicative and approximate.

Actual returns, interest rates, and financial outcomes may vary based on:
- Market conditions
- Bank/institution policies
- Regulatory changes
- Individual circumstances

User Responsibilities

By using GrowUp.Money, you agree to:
- Use calculators for personal, non-commercial purposes
- Not hold us liable for financial decisions based on our tools
- Verify all calculations with qualified professionals
- Not misuse or attempt to hack the website
- Respect intellectual property rights

Limitation of Liability

GrowUp.Money and its operators shall NOT be liable for:
- Financial losses resulting from use of our calculators
- Decisions made based on our content
- Errors or inaccuracies in calculations
- Third-party content or links
- Service interruptions or technical issues

Use this website at your own risk.

Indian Financial Regulations

Users should be aware of:
- SEBI (Securities and Exchange Board of India) regulations
- Income Tax Act provisions (80C, capital gains, etc.)
- RBI (Reserve Bank of India) guidelines
- Mutual fund and insurance regulations

This website does NOT replace professional financial, legal, or tax advice.

Intellectual Property

All content on GrowUp.Money (text, calculators, design, code) is owned by GrowUp.Money or its licensors and protected by copyright laws.

You may:
- Use calculators for personal purposes
- Share links to our content

You may NOT:
- Copy or reproduce our calculators without permission
- Use our content for commercial purposes
- Scrape or download site data

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of the site after changes constitutes acceptance of new terms.

Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Kolkata, West Bengal.

Contact Information

Questions about these terms? Contact us:
Email: ideasrig@gmail.com
Address: Kolkata, West Bengal, India - 700017

---

*By using GrowUp.Money, you acknowledge that you have read, understood, and agree to these Terms of Service.

Editor & Analyst

Niharika

Dedicated to simplifying the Indian financial ecosystem for the modern investor. Expert in Mutual Fund analysis and Tax Planning.